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Questions And Concerns About Commercial Auto Insurance In Santa Cruz

Posted by on Nov, 2016 in Auto Insurance | 0 comments

In California, business owners secure auto insurance based on how they use their vehicles. These requirements may lead to further insurance purchases if the vehicle is used for dual purposes. The following are questions and concerns about Commercial Auto Insurance in Santa Cruz. What are the Minimum Coverage Levels for the Insurance? The minimum coverage levels for commercial auto insurance begin with a $15,000 minimum for the initial injury sustained by the first victim. It provides $30,000 if more than one victim is injured or dies during the accident. The total coverage requirement for property damage is $5,000. What is Defined as Business Purposes? Business purposes are defined by the scope of the services provided by the company. For example, they may use the automobile for shipping purposes inside or outside the state. They could also apply to smaller...

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What Qualities Matter With an Auto Insurance Company?

Posted by on Aug, 2016 in Auto Insurance | 0 comments

In just a couple of month, it will be time to renew the car insurance policy. Now is a good time to do some comparison shopping and see if that policy is still the best deal in town. When it comes to evaluating a new Auto Insurance Company, it pays to keep a few basics in mind. Doing so will make it easier to decide if now is the right time to make a switch. The Scope of Coverage Use the current car insurance plan as the standard that any different Auto Insurance Company must meet or exceed in order to earn the business. Take a look at the plans offered by the provider and compare them point by point. Are all the benefits found in that alternative policy? Are the deductibles and copays at least as good as...

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The Importance of Purchasing Insurance through an Auto Insurance Company

Posted by on Aug, 2016 in Auto Insurance | 0 comments

Perhaps the word insurance should be added to the idiom that nothing is certain but death and taxes. Automobile insurance coverage is mandatory in all but a few states. In the exempted states, automobile drivers must pay an uninsured motorist fee or be responsible for property damage and bodily injury for auto accidents for which they are at fault. The cost of annual automobile insurance pales in comparison to the potential costs of damages, therefore, the smart motorist purchases auto insurance through a reputable Auto Insurance Company. All forms of insurance are a type of risk management where the individual being insured pays a monthly fee called a premium to the company providing the insurance that incurs the risk. In spite of state laws that mandate auto insurance, at least one in ten motorists is uninsured. If an uninsured...

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Finding The Best Rates For Automobile Insurance in Santa Cruz

Posted by on Aug, 2016 in Auto Insurance | 0 comments

Automobile insurance is something that is required by law, and it is very important to obtain a policy that offers ample coverage. Some people get confused because there are so many options when choosing this type of insurance. It is important to search for Automobile Insurance in Santa Cruz that is affordable and offers adequate coverage because this protects the customer. It is helpful to work with an experienced insurance agency offering personalized services. This means that they work closely with their clients to find a policy that best meets their specific needs and budgets. Most insurance premiums are paid on a monthly basis. A policy serves as financial coverage for the policyholder that protects them from financial obligation or losses that arise from owning a vehicle. Adequate insurance protects the customer from loss and even from accidents. There...

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Auto Insurance Tampa, FL

Posted by on May, 2016 in Auto Insurance | 0 comments

So you’ve got yourself a car in Florida. Congrats! If you live in Tampa, FL, auto insurance is a must, not just for your own financial security; it’s the law. Florida law requires every person who operates an automobile to be insured, as a means of protecting all state drivers from suffering a serious financial loss after an accident. This is where things get a bit tricky. You know you need auto insurance, but what company do you go with? What policy is best for you? Who’s going to be there when you need them the most, and treat with you with compassion and respect? Scope of Coverage When shopping for a good auto policy, you want to find a firm that offers comprehensive coverage that will take care of your needs if disaster strikes. A good policy for...

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The Complexities For An Injured Person When Filing A Motorcycle Insurance Claim

Posted by on Jan, 2016 in Auto Insurance | 0 comments

Motorcycle accidents are not more common than other types of vehicle accidents, but they tend to have more serious consequences for the person on the bike. Having an insurance company that will respond promptly and effectively is important even though it’s usually not the motorcyclist who is at fault in a collision. The coverage should include compensation when the at-fault driver is uninsured or does not carry enough liability coverage. A Motorcycle Insurance Claim can become very expensive, and the injured person may have to be off of work for an extended time. Even when the at-fault driver was fully insured, a settlement from the other insurance company may take a long time to negotiate. A motorcyclist needs to take all these considerations into account when choosing a policy. Research published in 2013 found that drivers of cars and...

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