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How Auto Insurance Works for Uber, Lyft, and Other Rideshare Drivers

Posted by on Jul, 2019 in Auto Insurance | 0 comments

With all the excitement around Uber, Lyft, and other rideshare companies, you may have thought of signing up as a way to earn extra cash. As a driver, you may wonder about auto insurance implications and accident liability. Here, you’ll learn what to do to avoid expensive consequences and insurance surprises. What Is a Rideshare Service? Uber and other rideshare services compete directly with car services and taxi companies. Passengers hail a car from a smartphone app, and it usually costs less than a taxi. From an industrial standpoint, rideshare and taxi companies are similar in that they don’t operate or own the cars, and drivers aren’t employees. However, unlike a taxi company, almost any person can drive for a rideshare service. In most places, the only requirements are auto insurance, appropriate health and age, the successful completion of a road test, and a background check. Driving for a Rideshare Service May Invalidate Your Personal Auto Coverage Your auto insurance policy may not cover you if you’re driving for a service such as Uber or Lyft. Personal policies have a long list of exclusions, and “driving for hire” is usually on the list. If you’re driving for a rideshare service, your policy may consider this “commercial driving.” If you’re not covered, then you need...

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The Importance of Maintaining Good Motorcycle Insurance in Rancho Cucamonga, CA

Posted by on Jul, 2019 in Insurance | 0 comments

Three of the 50 states in America do not require motorists to carry motorcycle insurance, but California is not one of them. Not only is it a requirement to carry motorcycle insurance in California, but there are other reasons it is important for motorists to have good motorcycle insurance. An insurance agency that offers Motorcycle Insurance in Rancho Cucamonga CA wants clients to know facts about their motorcycle insurance. Here is a look at the importance of maintaining good motorcycle insurance in California. The Importance of Maintaining Good Motorcycle Insurance Before riding a motorcycle in California, motorists must carry the minimum liability insurance coverage, which is $15,000 for bodily injury because of another, $30,000 for bodily injury to others in an accident, and $5,000 for property damage in an accident. However, motorists may want to have more coverage than that in case the minimum amount does not cover what happens in an accident. If the motorist wants to have self-coverage, a comprehensive motorcycle insurance policy or a collision motorcycle insurance policy is strongly suggested. As a final buffer for coverage, a smart motorist would purchase uninsured insurance and under-insured insurance. More about the Importance of Maintaining Good Motorcycle Insurance The State of California requires the motorists to carry the motorcycle insurance proof on their...

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Auto Insurance in Monterey: How Much do you Need?

Posted by on Jul, 2019 in Auto Insurance | 0 comments

Almost one in seven American drivers has no auto insurance, according to the Insurance Research Council. With that number of uninsured drivers, it’s important for you to have the proper coverage, but it’s also hard to tell how much Auto Insurance in Monterey you need. If you’re like most of us, you’re feeling the economic pinch, and it’s all too tempting to get the state minimum level of coverage. Unless you’re driving an older, low-value car and have no...

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5 Tips to Handle Insurance Claims For House in The Woodlands TX

Posted by on Jul, 2019 in Insurance | 0 comments

When home damages occur, putting in an insurance claim is an important step. When homes are covered by insurance, the owner has stability and peace of mind. It is important homeowners know how to properly handle Insurance Claims For House in The Woodlands TX. Knowing how to handle these claims will help homeowners to take the right steps towards getting the insurance payment they deserve. 5 Tips for Handling a Home Insurance Claim When it comes to handling Insurance...

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3 Rules About Surety Bonds That Everybody in Canoga Park Needs to Know

Posted by on Jul, 2019 in Insurance | 0 comments

A surety bond is essentially an agreement that ensures the recipient of services will successfully, properly, promptly and fully pay off the debts that they run up. One of the most common examples of such bonds comes in the field of construction. A government hires a company to complete a highway expansion contract. The service provider regularly pays dues for financial protection against getting sued as a result of not being able to complete projects on time or in...

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Factors that Affect Your Premium for Car Insurance in Fox Lake, IL

Posted by on Jul, 2019 in Insurance | 0 comments

Purchasing a car insurance in Fox Lake, IL is very important. If you have a car, you should also have insurance for it. Failure to insure your car can be a problem if you get in an accident. You could end up paying a considerable sum of money to the other party, and you will also have to pay for the repairs to your car. However, when it comes to buying an insurance policy for your car, there are...

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The Art of Insurance: Why You Should Let Us Help You To Choose The Best Fit For Your Personal Insurance Needs

Posted by on Jun, 2019 in Insurance | 0 comments

Whether it’s your home, your car or your very life, crafting a solid insurance policy at a reasonable price can often seem like an impossible task. While you can contact any insurance company and have a policy in your name before you hang up the phone, there is considerable value in choosing to work with an independent agent instead. Here are just a few things that an independent agent can do for you when it comes to finding the...

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