It is safe to assume in any part of the world that your home is your biggest asset. If you own your own home and have a mortgage, then purchasing homeowner’s insurance in St. Augustine is required. While you may think that carrying this type of insurance in your home is expensive, the common reasons that most claims are filed may change your mind. If you think that your insurance premiums are too high, read on below for the top causes that claims are filed, and see if your opinion changes.
Hail
It is well-known that even small pieces of hail can cause some big damage. If you have ever had the siding on your home damaged by a hail storm or windows broken when it hit the glass, then you already know how important the right type of homeowner’s insurance in St. Augustine can be.
Wind
Natural disasters just keep on coming lately, and with them they bring the wind. Hurricanes, tornadoes and thunderstorms can bring damaging winds that do everything from flinging trees through your roof to pulling the shutters off windows. Having the right type of insurance in your home is extremely important in these cases, if you don’t want to end up paying out-of-pocket for extensive repairs, you might not be able to afford.
Water
Water damage can not only ruin your floors, it can give your family health problems as well. Water can soak your home in an instant and cause mold and rotting wood. Home restoration from water damage can be quite costly, and you don’t want to be stuck with the
These are just a few of the common causes of insurance claims from homeowners that are filed every day. This is why having homeowner’s insurance is so important. For more information, contact the agents at St. John’s Farm Bureau today.
