The Affordable Care Act (ACA), also known as Obamacare, can be confusing for individuals and employers. Individuals are not sure if they qualify for any subsidy at all. If they do qualify, they are not sure what options are right for them. Many also have questions regarding the penalty for not having insurance, the difference between being fully insured and under insured, and how to enroll in programs. An experienced agency, such as Stone Insurance Agency Inc., can answer the questions of individuals and explain the specifics of Obamacare Health Insurance in Warner Robins GA.
Employers have questions regarding what their responsibilities are to their employees. Other questions include how to remain in compliance with the law while keeping health insurance costs down for the business, and how to ensure employees are properly enrolled in provided health insurance benefits. Seeking the advice of an agency that specializes in health care insurance can clear up any confusion and eliminate non-compliance issues. Services include help designing an entire benefits package that suits the needs of employees while staying within the budget. That can mean offering limited benefits, requiring an employee contribution toward premiums, or allowing employees to select among benefit options.
Open enrollment for Obamacare Health Insurance in Warner Robins GA is November 1, 2016 through January 31, 2017. Learning about options, selecting some form of health insurance coverage, and enrolling in a program before the deadline, will save individuals hundreds of dollars in penalties. It will also save businesses thousands of dollars in penalties that are fined for non-compliance. Those without insurance, or wish to find more affordable premiums can browse the website for information, request quotes, or make an appointment to speak with an agent.
Health care costs are constantly rising, so some type of coverage is essential for people to be able to afford routine examinations, prescriptions, emergency care, or treatment for illnesses. Families, individuals, and employers do not have to face the challenges of navigating health care issues and costs alone. The Affordable Care Act can provide assistance for those who do not have the income to support paying full premiums for health insurance. Learn how the ACA works, discover all possible options, and participate in the open enrollment process.
