Many small business owners are often very reluctant to get insurance because they think that insurance is an additional expense on their balance sheet. As a result, it’s not unusual to see a lot of successful businesses to shut their doors because they could not afford an insurance claim.
Considering that an average insurance claim for a customer injury in the United States is around $30,000, it’s not difficult to see how insurance can save your business from a financial mishap. For instance, it’s common for customers to claim injury if they get injured within your premises. Similarly, a short circuit in the middle of the night can cause thousands of dollars of property damage.
Even online businesses are not safe from such misfortunes. Every year, thousands of small businesses are caught off-guard due to minor negligence of their employee. In the absence of professional liability insurance or errors & omissions insurance, they need to pay thousands of dollars as a liability.
If you’re seeking a small business insurance in Joliet, here are just a few of many insurance choices you can enjoy:
- General liability insurance
- Commercial property insurance
- Business income insurance
- Worker’s compensation insurance
- Commercial auto insurance
- Professional liability insurance
- Data breach insurance
To save costs, ask your insurance consultant about customizing different types of insurance in a single package. Reputable companies such as Insured ASAP Insurance Agency are well-known for offering small business insurance in Joliet. If you need further assistance, visit them today.
