Just like other states, California has its own requirements for car insurance. These minimum requirements are put in place to ensure drivers are able to hold to their obligations of paying for damages they cause. With this information, drivers will have the tips they need to be able to purchase the right level of Car Insurance in Monterey.
What are the Minimum Requirements?
In the state of California, a driver must meet the minimum requirements, or they could lose their registration and no longer be permitted to drive their vehicle. The following are the minimum requirements for carrying Car Insurance in Monterey:
* Bodily injury liability coverage – $15,000 per person and at least $30,000 per accident
* Property damage liability coverage – $5,000 minimum
* Uninsured motorist bodily injury liability coverage – $15,000 per person and at least $30,000 per accident
* Uninsured motorist property damage coverage – $3,500 minimum
This is the minimum level of coverage that is required by law. Although purchasing this level of coverage will prevent a person from losing their registration, it does not necessarily offer them the right level of protection. This is why it is vital a driver sits down with an experienced insurance agent to ensure their needs for coverage are fully met.
Helpful Tips For Purchasing Car Insurance
It is important a driver fully discusses their needs with an insurance agent before they make a final decision on coverage. The insurance agent will need to know all information on the vehicles that are being covered, including the year, make, and model. They will also need information on all drivers who will be driving the vehicle so the right level of coverage can be purchased.
Working with an insurance agent will allow a driver to save money on their policy. The state of Californa offers a Good Driver Discount that allows drivers who have good driving records to save as much as 25% on their policy.
If you are in need of an auto insurance policy, contact Coast Auto Insurance. They provide a wide array of insurance services to help ensure drivers are properly covered. Call them today to get started.
