Buying insurance was once a trying process that required a good day of time to get multiple quotes from different sources. The internet, however, changed all that, allowing people to get multiple quotes in just minutes from the comfort of their home.
However, for those people that aren’t comfortable with the internet, or those that still prefer to work directly with their insurance company, there is another alternative to getting an online quote. Working with an insurance broker allows someone to get quotes from multiple insurance companies in Wichita KS without having to use an online app.
Online Sources are Branded
In most cases, online quote tools are branded by specific companies. What this means is that the tool only pulls quotes from the same four to five companies no matter who submits a request for a quote. In general, smaller or local insurance companies are not included in these quotes because they don’t have the marketing budget to include themselves. At the end of the day, someone getting a quote will see the lowest price from that particular group, but not necessarily the best price they could possibly get.
Preparing for Life’s Curve Balls
Anyone new to insurance, or someone who is experiencing life changes, may not even recognize the types of insurance that they need. Talking to an insurance broker is a personal experience. The broker will learn about their client’s life, what is going on now, what has recently changed and what future changes are expected. They can then provide advice on the types of insurance that will provide financial security for now and in the future.
The Right Levels of Coverage
Another benefit to speaking directly with an agent is understanding the levels of coverage that are needed for each type of insurance. While Kansas has pretty low minimum requirements for auto insurance, if someone drives a Bentley, those minimums won’t be sufficient if an accident occurs. Not only will the broker suggest the right levels of coverage, they can access multiple insurance companies in Wichita KS to get the lowest prices as well.
If you’re in the market for insurance, you can browse our website to gain access to our online services, or to schedule an appointment and meet a broker face to face. Take the guesswork out of your insurance needs and costs with our help.
