There are several common benefits of homeowners’ insurance that everyone knows – such as the overall purpose of and protection provided by this type of policy. However, here are several benefits of this policy type that most consumers do not know:
Recover Losses from Power Outages
When the power unexpectedly goes out, you may quickly count your losses – especially when it comes to the perishable food affected most by the outage. If you pay close attention to the coverages offered through your Cliff Insurance policy, though, it may provide you with restocking fees up to an allotted maximum of $500 to buy groceries.
Protection from Falling Debris
The insurance company that offers coverage for this type of policy may cover damage caused by falling debris. For instance, if a satellite careens through the atmosphere and crashes into your roof, chances are that the damages will be covered.
Property Losses of Former Live-In Relatives
There is usually a personal property clause within the conditions of your insurance policy that cover personal possessions left behind by children who move away to college and other former live-in relatives. However, in the case of college students that “leave the nest”, this clause only applies to the possessions left in your home – not their dorm. They need to invest in their own renters’ insurance policy to protect those items.
Ask Questions, Get Answers
If you want to learn more about your homeowners’ insurance policy, it is imperative to ask questions and get answers. Do not make the mistake of allowing those concerns to slip through the cracks into oblivion. Get the answers so that you can continue taking full advantage of everything your policy has to offer.
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