If you are running an auto repair shop, you understand the damages and risks that are associated with this type of business. From accidents in the parking lot and on test drives to injuries and damages because of malfunction and incorrect use of equipment, you need to have a plan in place to tackle these challenges should they occur. Accidents do happen, even with the best intentions, so consider getting a garage keeper policy. Having insurance can give you a lot of peace of mind.
What Is Covered?
Your customers trust you enough to leave their cars on your property, hand you the keys, and ask you to repair them. What do you do when something happens to damage their cars while they are in your possession? It’s difficult to plan for such events, and the cost of the repairs may be beyond your budget. The insurance plan covers the repair costs so you don’t have to worry about this. Considering the number of cars brought to your shop on a regular basis, it makes sense to think about their protection.
If a customer’s car is damaged in an accident while out on a test drive, this is covered by collision insurance. If the car is damaged by any other means, this falls under comprehensive insurance.
Garage Liability Insurance
For maximum protection in the case of any incidents at your property, consider also getting garage liability insurance. This protects the business and its property from claims that may arise. You can talk to an insurance expert about both types of coverage for assistance in choosing what is best for your business.
If you are interested in a garage keeper policy, contact Boardwalk Insurance Group for more information about their insurance services.
