When you go to purchase auto insurance Naples, be sure to ask about any discounts offered by the insurer. An insurance company offers a discount to those drivers who they consider to be a ‘better’ risk. Discounts do vary by insurer so be sure to ask with each quote you obtain. Here are some common discounts you should ask for.
* Many companies offer a discount if you insure more than one car with them. Although many consumers assume that they do this because they want your business, it also makes the underwriting process easier as they already know a great deal of information about you, making the entire process easier. In addition, industry statistics show that those who insure more than one car are less likely to file a claim so money is saved.
* Often insurance companies provide discounts for cars with safety and anti-theft devices. Automatic seat belts, anti-lock brakes and air bags are three safety devices insurers look for when underwriting an auto insurance Naples policy. The same is true of a car alarm or other device that helps to prevent car theft.
* If you own a home, a boat or recreational vehicle, many companies offering auto insurance Naples also insure items such as these and offer discounts to individuals or families who have all of their insurance policies with the one company. When a person chooses to use the same insurer on all policies, not only will money be saved on the auto insurance, but on the other policies also.
* Students with a good grade point average may be eligible for a discount on their auto insurance Naples. Research has shown that students who keep good grades tend to be more responsible when behind the wheel.
* Low mileage discounts are offered by many insurers. Common sense tells you that the less you drive, the less likely you are to be involved in an accident. Some companies are now offering discounts to those who car pool so be sure to ask for this discount also.
Auto insurance isn’t cheap, but there are discounts to help lower the cost. A driver may be eligible for a number of discounts and it never hurts to ask. Doing so could save you hundreds of dollars a year.
If you are looking for an Auto insurance agency in Naples that will offer you the best rates, great policies, and personalized customer service, Then contact Herrington Insurance Group that can handle all of your insurance and protection needs.
