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Reviewing Insurance For A Private Dwelling

Posted by on Jul, 2019 in Insurance | 0 comments

In New York, residential property owners purchase Private Dwelling coverage for their home. The coverage protects the home against certain events that cause significant property damage. Some property owners purchase the policies as directed in their mortgage loan contracts. Adjusters explain the terms of the insurance policies and how they affect a damage claim. What Events are Covered? Natural disasters, fires, vandalism, home invasions, and water leaks are the most common events covered under a homeowner’s insurance policy. Claims adjusters review the origin of the damage and determine if it falls under the terms of the policy. If the event wasn’t covered, the property owner won’t receive any funds for repairs. Why Do Owners Need Flood Insurance? Flood insurance is required for all properties located in a designated flood zone. The property owner is informed of the classification when...

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How Auto Insurance Works for Uber, Lyft, and Other Rideshare Drivers

Posted by on Jul, 2019 in Auto Insurance | 0 comments

With all the excitement around Uber, Lyft, and other rideshare companies, you may have thought of signing up as a way to earn extra cash. As a driver, you may wonder about auto insurance implications and accident liability. Here, you’ll learn what to do to avoid expensive consequences and insurance surprises. What Is a Rideshare Service? Uber and other rideshare services compete directly with car services and taxi companies. Passengers hail a car from a smartphone app, and it usually costs less than a taxi. From an industrial standpoint, rideshare and taxi companies are similar in that they don’t operate or own the cars, and drivers aren’t employees. However, unlike a taxi company, almost any person can drive for a rideshare service. In most places, the only requirements are auto insurance, appropriate health and age, the successful completion of...

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The Importance of Maintaining Good Motorcycle Insurance in Rancho Cucamonga, CA

Posted by on Jul, 2019 in Insurance | 0 comments

Three of the 50 states in America do not require motorists to carry motorcycle insurance, but California is not one of them. Not only is it a requirement to carry motorcycle insurance in California, but there are other reasons it is important for motorists to have good motorcycle insurance. An insurance agency that offers Motorcycle Insurance in Rancho Cucamonga CA wants clients to know facts about their motorcycle insurance. Here is a look at the importance of maintaining good motorcycle insurance in California. The Importance of Maintaining Good Motorcycle Insurance Before riding a motorcycle in California, motorists must carry the minimum liability insurance coverage, which is $15,000 for bodily injury because of another, $30,000 for bodily injury to others in an accident, and $5,000 for property damage in an accident. However, motorists may want to have more coverage than...

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5 Tips to Handle Insurance Claims For House in The Woodlands TX

Posted by on Jul, 2019 in Insurance | 0 comments

When home damages occur, putting in an insurance claim is an important step. When homes are covered by insurance, the owner has stability and peace of mind. It is important homeowners know how to properly handle Insurance Claims For House in The Woodlands TX. Knowing how to handle these claims will help homeowners to take the right steps towards getting the insurance payment they deserve. 5 Tips for Handling a Home Insurance Claim When it comes to handling Insurance Claims For House in The Woodlands TX, there are some necessary steps that should be taken by the homeowner. Taking these steps will protect the homeowner’s rights as they go through the process of making their claim. The first priority is always safety. A homeowner should never risk their life to enter their property when it has been damaged. A...

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3 Rules About Surety Bonds That Everybody in Canoga Park Needs to Know

Posted by on Jul, 2019 in Insurance | 0 comments

A surety bond is essentially an agreement that ensures the recipient of services will successfully, properly, promptly and fully pay off the debts that they run up. One of the most common examples of such bonds comes in the field of construction. A government hires a company to complete a highway expansion contract. The service provider regularly pays dues for financial protection against getting sued as a result of not being able to complete projects on time or in full. Another company known as the surety offers to compensate the obligee, or the entity receiving such services. Let’s learn a little more about surety bonds. They Aren’t Very ExpensiveAssume that the completion of the aforementioned highway construction services is worth $1,000. If the company that was awarded the contract chooses to pay a surety for its services in backing...

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