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The Importance of Master Condo Insurance

Posted by on Apr, 2017 in Insurance | 0 comments

Condo ownership is different from owning the typical residential home in a number of ways. For example, you are not only the owner of the condo, but also partial owner of “limited common elements.” Condo units are part of a large communities of condos, each with limited elements such as exteriors and framing, roads and walkways, and lawns. Limited common elements in such communities require reliable and cost-effective master condo insurance to protect against liability and loss. Condo Insurance Master condo insurance is when you own a condo and are expected to carry homeowner’s insurance in addition to the policy. However, your insurance needs are different since you have unique protection for certain elements. Condo homeowner’s insurance will cover the basics while your master condo insurance will cover other important issues. Such policies come in two different options. Bare...

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3 Must-Have Qualities of an Insurance Agent

Posted by on Mar, 2017 in Insurance | 0 comments

Getting an insurance policy can be a daunting task for a first-timer. A good insurance agency in Longview could help you out, though. With sketchy agents out there, there’s all the more reason to exercise caution. Here are some of the qualities you want to look for in an agent before you hire one: Experience While there’s nothing wrong with hiring a new agent, there are plenty of benefits that go with choosing an experienced broker or agent from a company with years in the business. That’s the kind of service you get from firms like the Fullman & Lawrence Agency. So if you don’t want to take chances with your investment, agents from these firms with their long-standing experience make for a safer and better choice. Dedication In some cases, your life insurance agent might be one of...

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Who Needs Commercial Insurance in Oklahoma City, OK?

Posted by on Mar, 2017 in Insurance | 0 comments

If you are trying to expand your business, you need to protect it from many different dangers. For example, your business may face certain dangers based on its location as well as the specific type of business. The type of business you own or manage can change your priorities. Therefore, you need commercial insurance to help you adequately cover the expenses you may incur after an unexpected incident. For example, any flammable or electric area has a much higher risk of fire. So, you need to buy an insurance policy that provides either comprehensive coverage or specific protection for fire damage. Finding Insurance If you need to find commercial insurance in Oklahoma City, OK, you should consider an insurance company that is large enough to cover your needs. However, the company should also be somewhat small, so the employees...

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5 Reasons To Contact An ATV Insurance Company In Waukesha Wisconsin

Posted by on Feb, 2017 in Insurance | 0 comments

Many people love riding ATVs. It is a great way to enjoy the outdoors at high speeds. ATVs can be driven on paved roads, on grass, in the dirt, in the mud, and through the woods. If a person buys an ATV, they should consider contacting an ATV Insurance Company in Waukesha Wisconsin to buy an insurance policy. There are several circumstances where it is a good idea to have insurance. If the ATV is Financed If the ATV owner is financing their vehicle, they should have insurance. If they are in an accident and the ATV is damaged or destroyed, they would be responsible for paying for the vehicle. Insurance would pay to repair or replace the ATV. If the ATV Will Driven On Property Other Than the Owner’s In certain states, ATV riders are required to have...

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What Should Be Included in the Medical Coverage in a Policy for Auto Insurance in Monroe, MI?

Posted by on Feb, 2017 in Auto Insurance | 0 comments

While much of the focus of a plan for Auto Insurance in Monroe MI has to do with damage sustained to the vehicle, it is possible to purchase a plan that comes with what is known as medical payments coverage. This provision in the plan can come in handy when some type of injury results from the accident. To make sure the scope of coverage is really what the buyer wants, always ask these questions before signing anything. Who is Covered? With this benefit included in the Auto Insurance in Monroe MI, the driver is covered in the event of an injury. Anyone who is riding in the car at the time is also covered. The provisions also extend to anyone who is in the other vehicle involved in the accident. Typically, the coverage will kick in when any...

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