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3 Reasons Why You Should Talk With a Life Insurance Agent in Carlsbad, CA

by | Feb 16, 2024 | Insurance

The purpose of any form of insurance is to provide protection if and when certain events come to pass. While you do have auto insurance and a homeowner’s policy, you’ve never gotten around to securing any type of life insurance. Now is the right time to seek out a life insurance agent in Carlsbad, CA and take action. Here are some reasons that this is not something to put off.

  • One has to do with impending changes in your life. You’re about to marry and would like to ensure your spouse is cared for if an accident or catastrophic health issue removes you from the picture. The same is true even if you’re divorced and have children. Life insurance provides resources that your loved ones can use once you are no longer around to provide for them.
  • Another reason to secure life insurance is the ability to create an asset. Whole life and some other forms of insurance policies accrue cash value as the years pass. This means you may be able to draw against that value if necessary. See this as a way to provide a little more financial security for yourself.
  • Last, life insurance is not something that has to go through the probate process when you pass away. The beneficiary can claim the benefits at once. Think of what that would mean for a spouse who needs money to get by until the estate is probated.

A life insurance agent in Carlsbad, CA can talk with you about what sort of plan would work for you now, and how to ensure that it’s possible for you to manage the premiums. Once you have the policy in place, you can rest easy knowing you’ve taken the step for yourself and your loved ones.

For more information, please contact Serra Benefits & Insurance Services at https://serrabenefits.com today.


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