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Liability Insurance for Commercial Clients

Posted by on Jun, 2018 in Insurance | 0 comments

No matter how professional, responsible and attentive to detail you are, it is essential to have your business covered with liability insurance. Accidents will happen, it doesn’t matter how careful you are, but when they do it is important to make sure that should a lawsuit be brought against your company, it won’t result in a massive financial debt, or even worse the closure of your business. Protect yourself, and your employee’s jobs by getting insured. Four Different Types of Claims There are four types of claims that can be made against a company, the most common seem to be: Advertising Injury (like libel and slander for example) Bodily injury Personal injury Property damage What liability insurance will do is protect your business from the costs that are related to defending against these claims or settling them out of court. You Might Not Have Done Anything Wrong What some people don’t know, is that nuisance lawsuits are problems business owners are presented with, on a more common basis than you might believe. It is a sad fact that sometimes a person will sue a business, even when no wrong doing or injury has even occurred. When this occurs, it is important to have yourself covered because with the way the legal system is you...

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Why You Might Need Garage Keeper Coverage, Find Insurance Services

Posted by on Jun, 2018 in Insurance | 0 comments

If you are running an auto repair shop, you understand the damages and risks that are associated with this type of business. From accidents in the parking lot and on test drives to injuries and damages because of malfunction and incorrect use of equipment, you need to have a plan in place to tackle these challenges should they occur. Accidents do happen, even with the best intentions, so consider getting a garage keeper policy. Having insurance can give you a lot of peace of mind. What Is Covered? Your customers trust you enough to leave their cars on your property, hand you the keys, and ask you to repair them. What do you do when something happens to damage their cars while they are in your possession? It’s difficult to plan for such events, and the cost of the repairs may be beyond your budget. The insurance plan covers the repair costs so you don’t have to worry about this. Considering the number of cars brought to your shop on a regular basis, it makes sense to think about their protection. If a customer’s car is damaged in an accident while out on a test drive, this is covered by collision insurance. If the car is damaged by any other means, this falls under...

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How to Choose a Business Insurance Company in Elyria, OH

Posted by on Jun, 2018 in Business Insurance | 0 comments

Having the right insurance policies in place will protect businesses of any size, but since all businesses operate a differently, they all need different coverages. This can make it hard to choose a Business Insurance Company in Elyria OH. Those who are looking for the right insurance broker can read on to find out more about how to choose an agent or company below. Ask About Similar Clients As with hiring any kind of specialist, it’s important to inquire...

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Having a Policy for Life Insurance in Palm City FL With a Charitable Organization as Beneficiary

Posted by on May, 2018 in Life Insurance | 0 comments

People usually buy life insurance in Palm City FL to provide for their families and pay for their final expenses. A life insurance policy also can name a charitable organization as the beneficiary. Cash donations and gifts of necessary supplies are valuable for tax deductions while the person is still alive. Naming the organization a beneficiary of Life Insurance in Palm City FL can provide an even larger amount of money than the person was ever able to make...

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Understanding the Specifics of SR-22 Forms

Posted by on May, 2018 in Insurance | 0 comments

One of the most common questions when it comes to automotive insurance forms is what the SR 22 form in Chicago is. Those who have had a great driving record may not know what this insurance is and those who are required to have access to it may not know where to start. We’ll look at some of the most common questions about the form and offer insight if you need to acquire one. What is an SR 22?...

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Types Of Business Insurance In Hancock County, Ohio

Posted by on May, 2018 in Business Insurance | 0 comments

In Ohio, business owners review the right combination of policies to provide heightened protection for their companies. The policies manage liabilities, worker-related injuries, and auto accidents that lead to financial losses. The coverage is applied to the business property as well. A local insurance provider can explain the different types of Business Insurance in Hancock County Ohio. Global and General Liability Global and general liability insurance present a combined effort to protect the company from financial ruin. The policies...

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What Is Included In A Basic RV Insurance Policy In Monroe MI

Posted by on May, 2018 in Insurance | 0 comments

When a person buys an RV, the chances are they are investing a great deal of money. Because of this, they want to be sure the  investment is protected. When a person purchases an RV Insurance Policy in Monroe MI, they should understand what is covered under a basic policy. Collision Coverage If the driver is involved in an accident, the collision coverage will pay for any damage to the RV regardless of who is at fault. Many policies...

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